Loan Refinancing

Refinancing a loan allows a borrower to substitute their existing debt obligation with one that has more favorable terms. Through this process, a borrower takes out a new loan to pay off their current debt, and the updated agreement replaces the terms of the old loan.

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Vision Lending/ 1099 mortgage

ARM Conversion

Refinancing can be done for many reasons, but switching from an adjustable-rate mortgage (or ARM) to a fixed-rate mortgage is one of the most common.
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Vision Lending/ cash out refinance

Cash-Out Refinance

A cash-out refinance allows you to use your home as collateral for a new loan and some cash, creating a new mortgage for a more considerable amount than what is currently owed.
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